ATM limits are unusually high–$2,000 per day versus the $750 average. Daily spending limit is $5,000, considerably higher than the median of $3,000. The maximum value that you can have on the card is $9,999.99–pretty typical for prepaid cards. The limits of the MyVanilla Visa Prepaid Card are in line with, or higher than, other prepaid cards. If you cancel, there’s a fee of $9.95 to return the remaining balance by check. The MyVanilla card charges a “dormancy fee”–sometimes called an inactivity fee–if you make no purchases or ATM withdrawals on the card for 90 days. So, the MyVanilla card will cost you more in purchase fees if you make more than 10 purchases per month.ĪTM transactions cost $1.95 plus any fee charged by the ATM operator–sometimes called a “surcharge fee.” There is no surcharge fee for withdrawals at MoneyPass ATMs.Ī couple of other fees to note. A few of those cards allow you to waive the monthly fee. The average monthly fee among the prepaid cards that we track is $5.00. The transaction fees are less than other transaction fee based cards, but will likely cost you more than some of the better prepaid cards that charge a monthly fee. There is no monthly fee or activation fee. FeesĪs noted, the MyVanilla Visa card charges for transactions–$.50 per purchase. That means that access to cash at the ATM is cheaper than those cards not offering a fee-free network, but it’s not free. However, no ATM owner/operator fee is charged for ATMs in the MoneyPass network. The card charges $1.95 for ATM withdrawals–even “in-network” ATMs. Mobile App – The mobile app provides convenient access to your transaction history, account balances, and mobile check deposit.ĪTM Network – This is another mixed bag for the MyVanilla Prepaid card. The card offers direct deposit without charge, allowing you to get your paycheck quicker, and customizable account alerts through text or email. The MyVanilla Prepaid Visa has the standard set of prepaid card features. MyVanilla Prepaid Visa® Card not what you are looking for? Check out other options in our Best Prepaid Debit Cards list. 10 Ways to Add Cash to Your Prepaid Card.Warning: You’re Paying Too Much for Your Prepaid Card. P2P Transfer Options for Prepaid Debit Cardholders.4 Ways to Get Cash from a Prepaid Card (Two Free Ways).5 Ways To Shop On Amazon Without A Credit Card.My Prepaid Card was Lost or Stolen: Now What?.4 Ways to Improve Your Credit That You’ve Never Heard Of.How to Set Up Direct Deposit to a Prepaid Debit Card.How to Load a Prepaid Card With a Check.How to Transfer Money from a Bank Account to a Prepaid Debit Card.How Secured Credit Cards Can Increase Bad Credit Scores.5 Instances When You Should Say No to Prepaid Cards.Axos Bank Review–Top Online Bank with Free Checking and High-Yield Savings.ONLINE BANKS: What Are They and Are They Right for You?.Guide to Prepaid Debit Card Fees (and how to avoid them).Free Prepaid Debit Cards – How to Pay Low or No Fees with these Cards.6 Factors for Choosing the Right Prepaid Card for Your Teen.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |